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Temporary Car Insurance – A Stop Gap Insurance

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It seems like a strange concept, temporary car insurance, insurance that you take out for a short period of time. You would think initially if you have never used this type of insurance, what is the point?

Surely it would be better just to get a full annual policy. In fact there is a growing demand for this type of car insurance and indeed for insuring a van. This is because at some point everyone finds that they need to borrow a car or van from a friend or relative, hires a car or wants to test drive a vehicle from the showroom.

Under normal circumstances most people will not be insured to drive another car, in fact many people assume that their own insurance or that of the company or other person will cover them. More often than not they will not be covered by the policy, this means that you need insurance.

It would be expensive to have to buy a whole annual policy just to drive a vehicle for a day or two. It can also be expensive to alter an existing policy such as your own or that of the person whose car you may be wanting to drive.

The solution to this situation is to take out car insurance just for the period of time that you will be driving the car for. This is now available as a temporary car insurance policy. It is the same type of car insurance that you get for your normal annual policy that covers you for a year except it can cover you for as little as a single day.

The benefits of this type of cover is that you are only paying for the time that you need, this means that you will be paying out less money and only paying for what you are actually going to use. 

You can get this type of car insurance for anywhere up to 28 days but if you need it longer you can just take out another policy which can last up to another 28 days. The other advantages of this type of insurance is that if you find that you need to extend your cover for a day or two all you need to do is log into any internet connected computer and update the policy online. The changes are made instantly, you can do this from any computer as you will have login details only known to you.



Source by Ted Daily